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  • Friday, March 25, 2022 2:37 PM | Anonymous

    Ms. Cade

    The client was then able to buy her house and now pays a monthly mortgage payment that is less than what she was paying for rent. Now, the client is in the process of helping other children by adding to her foster mom family.

  • Friday, March 25, 2022 2:33 PM | Anonymous

    Ms. Harris

    came in for her first pre-purchase counseling session in October of 2020 after she attended a Solita’s House Homebuyer Education Class. Her immediate goal was to be able to qualify for a home loan with down payment and closing assistance from the City of Tampa’s DARE Program. She was particularly interested in newly built RTTB homes and getting it financed through a Solita’s House CHAMP loan which she had already applied for.

    The client was then immediately fast tracked to attend the DARE orientation meeting scheduled for October as the first step for her to secure that down payment and closing assistance which she was awarded in December.

    Along the way a team effort from different department at Solita’s House was required since the client’s goal of qualifying and buying the RTTB home encountered some obstacles including liens that appeared on the property she wanted to buy. This delayed the closing, and the client was discouraged but was counseled to be patient and to continue adding to her savings by following the budget created during her first counseling session and to also continue her efforts to make her already good credit even better.

    The client’s AMI was also a temporary barrier as her earnings showed that for a period of time, she was above the 80% AMI. Again, with a team effort with members of this agency this issue was resolved and on January the 21st the client’s dream of owning her own home came through with a very nice deal that perfectly fits her budget.

  • Thursday, March 24, 2022 10:50 AM | Anonymous

    Ms. Maloy

    was homeless staying in a motel with her 5 children. She was able to learn about the services that Solita’s House offered and contacted us. She took the Financial Capability workshop and met with a Rental Counselor. She utilized the Rental Security and Utility Deposit Assistance program. Her Rental Counselor was able to assist her with all the paperwork and communicating back and forth with the landlord. Ms. Maloy is now in her new unit!

    Ms. Maloy said:

    “I just wanted to take the time out and tell Solita's House/ Ms.Tania Vazquez thank you from the bottom of my heart. This has been a very tough journey for me. You all went above and beyond to help me and my family get into a place.  I was looking for at least 6 months before I found this program. I'm so grateful that God placed you in my life and that he provided you all with the care, love, and funds to change our lives. Here is a picture of me and my kids in front of our new home that Solita's house help us get. You don't understand how happy we have been since you helped us -- it was a big stress relief for us. We appreciate you guys. We love you and thank you so much from my family to yours. God bless you!!!!”

  • Wednesday, March 09, 2022 5:00 PM | Anonymous


    A husband & wife and twins age 14, who own a business in downtown St. Augustine, had loss of income during COVID-19. After the mortgage forbearance on their home ended, they were unable to reinstate the $41,000 + balance. The couple were referred to St. Johns Housing Partnership by the Dept. of Housing and Urban Development (HUD). We were able to get the interest rate reduced from 4.125% to 2.875% and the monthly payment reduced by $391.00. Success! Home saved and family made whole again.

  • Wednesday, March 09, 2022 4:59 PM | Anonymous

    Single Mother

    Our client was running about 15 days behind on rent and she had to reduce hours at work due to pregnancy complications. Her landlord told her about the Emergency Rental Assistance Program (ERAP) funds available with the City of Jacksonville. She applied that day and the landlord also responded to the ERAP funds. She was approved and the landlord received the money about 3 weeks later and caught her up and paid 3 months ahead due to her pregnancy and complete bed rest. Landlord gave the client a 3-day notice the day after she applied for ERAP funds. One of our Jacksonville Legal Aid attorneys assisted the client with a letter to the landlord and the threat of eviction stopped immediately. The client and baby are doing great and she is back to work and can pay her rent in a timely manner.

  • Wednesday, March 09, 2022 4:56 PM | Anonymous

    Single Mother of two

    In August of 2021 a single mother of two young daughters approached R.E.A.C.H. and stated the unit she was renting for 5 years was being sold.  She was desperate as a she had searched everywhere for a rental match of $1,250 and found none.  R.E.A.C.H. called the Canadian Landlord and discovered the purchase price to be $114,900.   At that time, with housing counseling, the young woman decided to try to purchase. R.E.A.C.H. assisted with the for sale by owner contract (working closely with the landlord and the tenant) and Guardian Financial Network ( a nonprofit lender)  began working with the buyer.  Packages were submitted to Broward County for assistance and the buyer was given a $40,000 subsidy. As time passed, the condo was discovered to have a lien that needed to be cleared.  This was time consuming and although the buyer was quickly approved, the condo was not. Finally, after clearing the lien, Broward County had only $20,000 to assist the buyer.  Guardian closed the loan at 2.875% rate, with a $20,000 grant from Broward County.  A rental payment of $1,250 turned into a purchase payment of $986 (PITI). Stability was created for a young single mother and her two children. She was profoundly grateful for the assistance from counseling to contract assistance, Grants and loan. 

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