A client's attempts to keep his home

Client came to us past due on his mortgage. His hours of work were reduced due to the COVID-19 pandemic and his reduced income was not enough to cover payments. He was able to secure a pandemic forbearance but, when that was about to expire, he still had insufficient income to cover his mortgage payments. Client completed the Housing Stability Counseling Program and we assisted him to complete his application for the HAF program. He was approved for HAF assistance and the client’s mortgage was completely reinstated. He was also granted several months of future mortgage payments. Client is currently working on savings and finding a source of extra income to allow him to move forward after the HAF future payments are over.